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Why do financial professionals make talking about investments so complicated? Add in the noise from TV pundits, get-rich-quick schemes, and infomercials, and making a simple financial decision turns into an impossible task.
Not at Tremblay Financial. We're here to help breakdown the complex topics while giving you a clear view of our conservative approach to investing.
The posts below are straight from our advisors as they discuss the topics that are most important to you.
Estate Planning: What Does It Mean To “Inherit The Mess”?
In this article, we'll delve into the various hurdles associated with estate planning, including inefficient resource allocation, the intricacies of legal processes, family dynamics, and tax implications.
Read MoreWho’s Going To Inherit The Mess? Safeguarding Your Legacy Through Power of Attorney
In this article, we'll explore the importance and role of the Power of Attorney in the estate planning process and how it can safeguard your legacy and financial well-being.
Read MoreMonetary policies can exacerbate inflation
This article was originally published by the Santa Barbara News Press. You can view the original article HERE. Remember when Hostess Cupcakes were two for 5 cents?Remember when gas was 25 cents a gallon?My parents bought...
Read MoreGold isn’t a safe haven, but it is a hedge against uncertainty
This article was originally published by the Santa Barbara News Press on June 10, 2023. You can read the original article here. In the world of financial markets, gold has always occupied a special place as a “safe...
Read MoreCryptocurrency surprises financial industry and shows its potential
This article was originally published by the Santa Barbara News Press on May 27, 2023. You can view the original article here. When the cryptocurrency, Bitcoin, first came to the marketplace in 2009 at $0.0009 per...
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Right On The Money YouTube Episodes: Rampant Financial Illiteracy
In this video, Tim appears on the Right On The Money YouTube show. Right on the Money is a financial talk show comprised of an exclusive group of insurance and financial professionals from around the country who have a desire to inform...
Read MoreMake an impact through a Charitable Remainder Trust
This article was originally published by the Santa Barbara News Press on May 13, 2023. You can view the original article here. Larry Crandell, the one and only “Mr. Santa Barbara,” raised more than $250 million for...
Read MoreMutual funds have their advantages
This article was originally published by the Santa Barbara News Press on April 1, 2023. You can read the original article HERE A mutual fund is a financial vehicle that pools assets from shareholders to invest in securities like...
Read MoreCharitable giving is one way to make the world better
This article was originally published by the Santa Barbara News Press on April 29, 2023. You can read the original article HERE Charitable giving is an important part of a financial plan.When we give of our time, talent and...
Read MoreRegulation and investment policies result in today’s banking crisis
This article was originally published by the Santa Barbara News Press on March 18, 2023. You can read the original article HERE.The banking crisis of the “Great Recession” was a result of poor lending policies and poor...
Read MoreINVESTMENTS: Life Insurance Has Its Advantages
This article was originally published by the Santa Barbara News Press on March 18, 2023. You can read the original article HERE. Life insurance! Just the mention of it brings preconceived ideas to mind!Back in the ’80s, used car...
Read MoreINVESTMENTS: Lessons learned from COVID-19INVESTMENTS:
This article was originally published by the Santa Barbara News Press on March 4, 2023. The original article can be found here.The coronavirus pandemic took the entire world by surprise in 2020.It impacted every individual, family,...
Read MoreLook At Strategies To Reduce Debt
This article was originally published by the Santa Barbara News Press on February 11, 2023. The original article can be found here. Debt can be simply understood as the amount owed by the...
Read More5 Tips For Retirement Planning In 2023
If retirement planning is one of your goals for 2023, this article will help you get started. What follows are 5 tips for getting your retirement plans in order in 2023.
Read MoreRampant Financial Illiteracy
This article was originally published by the Santa Barbara News Press on January 7, 2023. The original article can be found here. Financial Literacy for U.S. college graduates is abysmal. In a recent survey...
Read MoreBonds Could Be For Another Bad Year
This article was originally published by the Santa Barbara News Press on January 7, 2023. The original article can be found here.The 30-year treasury was paying 19.1% in 1983 when I got into the financial services industry! The U.S....
Read MoreReducing Debt BEFORE Retirement: Playing It Smart With Car Loans
In this article, we’ll discuss some tips for buying cars that your FUTURE SELF will surely appreciate during retirement!
Read MoreA Case Study In Retirement Planning Woes
In this article, we'll discuss a case of how 3 of the most common financial woes among retired people are affecting one real-life individual.
Read MoreHow Inflation Might Affect Your Retirement Plans
In this article, we’ll cover some specific impacts of inflation on your retirement and what you can do about it.
Read MoreThe Slippery Slope Of Caring For Your Elderly Parents
In this article, we'll discuss some of the financial and social challenges that come with caring full-time for an elderly parent. We'll also share some tips for making the process as smooth as possible.
Read MoreThe Slippery Slope of Financially Supporting Your Adult Children
In this article, we’ll look at how financially supporting adult children negatively impacts retirement plans and what parents can do to wean their children off their checkbooks.
Read MoreCan You Earn A Passive Income From Your Investments?
In this article, we’ll discuss earning a passive income from your investments. More importantly, we’ll discuss whether baby boomers can actually live off a passive income.
Read MorePassive Income Ideas For Baby Boomers
In this article, we’ll look at a few ways baby boomers can earn a passive income after they’ve left their careers.
Read MoreBears And Boomers: What Does The Bear Market Mean For Your Investments?
Last week, the S&P 500 dropped into a bear market for the second time in the last two years. That can spell trouble for Baby Boomers. In this article, we’ll discuss the impacts a bear market has on stock investments.
Read MoreWhy Is Baby Boomer Retirement Such A Challenge?
There's no denying that baby boomer retirement is a pretty common challenge among that particular age group. In this article, we'll look at some of the reasons behind that challenge.
Read MoreBeware Biden’s New “Death Tax”
As former chairman and taxpayer watchdog serving on the tax-writing Senate Finance Committee, I’m girding for my next dogfight. President Biden has set his sights on enacting a new death tax on top of the existing estate tax. Yes...
Read MoreRattled by the Market Drop? You’re Not Alone
In your investing lifetime, you may only see a situation like the recent novel coronavirus (COVID-19) a few times. This is a circumstance where complete candor is necessary. The truth is that we can’t yet gauge the full economic...
Read MoreMoney Tip Monday - 12/16/2019
"One extra monthly payment per year on your mortgage will shorten the length of your loan by years!" This weeks money tip shows the strength of compounding multiples, but instead of interest, we are looking at compounding amortization....
Read MoreMoney Tip Monday - 10/21/2019
SLOW PROGRESS IS STILL PROGRESS! How often do we feel like giving up on something when we don't see an immediate impact from good decisions? In a society and culture where instant gratification is accepted and taught as the norm, it is...
Read MoreAre You Ready For A Recession?
It is not a matter of if, but when. Although employment continues to increase and the economy continues to grow, talks of a recession swirl in the wind. Recently the markets just experienced an important recession indicator, an...
Read MoreHow Can You Get The Most Out of Saving For Retirement?
Are you self-employed or a small business owner looking to save more than $7,000 / year allowed within Traditional IRA’s to fund the retirement of your dreams? Below is a brief summary of alternative options that can help fund...
Read More5 "Don't Wait" Times to Contact Your Advisor
When's the last time you talked to your Financial Advisor? At Tremblay Financial, we know how quickly life circumstances can change. We want you to know that we have your back, and are here to help you understand how life changes can...
Read MoreAre you forgetting to pay yourself?
What it means to Pay Yourself FIRST. The biggest concerns with your financial future have less to do with the market and more to do with these two things: Spend less than you make, and Pay yourself FIRST.
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