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Risk Management

At Tremblay Financial Services, we are aware that sudden, unknown, and unexpected events may occur and may have a significant impact on our clients and their families. As a result, managing risks in life is an integral part of our comprehensive financial planning approach. We help clients explore the most cost-effective solutions to cover life’s unexpected events. In the event of the death of a spouse or primary income provider, we discuss and prepare a plan to cover that loss of income, dependent needs, and unpaid debts. Such planning also includes the protection of important assets and business interests. In the event a client requires custodial care at home or in a facility, we prepare plans to cover the high cost of long term care. In the event a client becomes temporarily or permanently disabled, we prepare plans to provided sufficient income to support the disability. When insurance is the right solution, our financial advisors have the expertise to implement coverage for:

Individual Lines of Insurance
Long – Term Care
Life – family protection, liquidity needs and estate protection strategies
Disability – income replacement
Health
Property and Casualty

Business Lines of Insurance
Long – Term Care
Life – Buy-Sell, Key man and group
Disability – Buy-Sell,
Property and Casualty



Tremblay Financial Services
3902 State Street Suite 101, Santa Barbara, California 93105
Phone: 805.569.1982     Toll Free: 888.596.1982     Fax: 805.569.5767
Securities and Advisory services offered through Centaurus Financial, Inc., a registered broker/dealer and a member of FINRA and www.SIPC.org. This is not an offer to sell securities, which may be done only after proper delivery of a prospectus and client suitability is reviewed and determined. TREMBLAY Financial Services and Centaurus Financial, Inc. do not provide tax or legal advice. Please consult independent professionals for such advice. Centaurus Financial, Inc. and Tremblay Financial Services are not affiliated companies.